Kerala Gramin Bank Balance Check Number: A Complete Guide
Kerala Gramin Bank, a prominent regional rural bank in India, caters to the financial needs of the people of Kerala. Sponsored by Canara Bank, it was formed through the amalgamation of the South Malabar Gramin Bank and the North Malabar Gramin Bank in 2013. With over 634 branches across Kerala, the bank is known for its dedication to rural development and customer-friendly banking services. One of the essential services offered by the bank is the ability to check account balances with ease. If you’re looking for information on the Kerala Gramin Bank balance check number, this article is for you.
Read more about easy bank balance check numbers at MyBalanceToday
Contents
- Importance of Balance Check Services
- Kerala Gramin Bank Balance Check Number: How It Works
- Other Methods to Check Balance
- Benefits of Using Kerala Gramin Bank Balance Check Number
- Registering Your Mobile Number
- Steps to Use Kerala Gramin Bank Balance Check Number
- Digital Alternatives for Balance Enquiry
- Customer Care Support
- Conclusion
Importance of Balance Check Services
Knowing your account balance is crucial for managing finances effectively. Kerala Gramin Bank has introduced multiple methods to make balance inquiries simple and convenient for its customers. Whether you prefer the traditional method of visiting a branch or modern digital options, the bank has you covered.
The Kerala Gramin Bank balance check number is a key tool that helps customers stay updated about their finances without the need to visit a branch or use the internet. This service ensures you have access to your account balance anytime, anywhere.
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Kerala Gramin Bank Balance Check Number: How It Works
The most straightforward method to check your account balance is through the Kerala Gramin Bank balance check number. Simply give a missed call to 9015800400 from your registered mobile number, and within moments, you will receive an SMS with your account balance details. This facility is free of charge and available 24/7, making it highly convenient for all account holders.
This service supports various types of accounts, including:
Savings Accounts
Current Accounts
Overdraft Accounts
Cash Credit Accounts
Other Methods to Check Balance
In addition to the missed call service, Kerala Gramin Bank offers multiple options for balance inquiries. These include mobile banking apps, internet banking, and SMS alerts. Each of these methods is designed to cater to the varying needs of customers.
Mobile Banking with KGB mPay
The KGB mPay mobile app allows users to access their account details, including balance information. To use this service, customers need to register for mobile banking at their base branch. Once registered, you can download the app and access your account balance anytime.
Internet Banking
Kerala Gramin Bank’s internet banking service, KGBNet, provides a secure platform for checking account balances and viewing transaction histories. After registering for the service, you can log in using your credentials to view your financial details.
SMS Alerts
For those who prefer SMS-based services, Kerala Gramin Bank offers alerts for account balances and transactions. You can opt for this service during account opening or by submitting a request to your branch.
Statement
A statement provides a detailed record of all your account transactions, including credits, debits, and balances. You can access it via internet banking, mobile banking apps, or by visiting your branch.
Mini Statement
A mini statement is a quick summary of your last 5-10 transactions. It can be accessed via ATMs, mobile banking apps, or by sending an SMS to the bank’s specified number.
ATM
To check your balance via ATM, insert your card, enter your PIN, and select the “Balance Inquiry” option. The screen will display your account balance.
How to Download Statement
Log in to internet banking or the mobile app, navigate to “Account Statement,” select the desired date range, and download or email the statement for your records.
Benefits of Using Kerala Gramin Bank Balance Check Number
The Kerala Gramin Bank balance check number offers numerous advantages to its customers. First and foremost, it eliminates the need to visit a branch, saving time and effort. Additionally, it doesn’t require internet access, making it accessible to those in rural areas with limited connectivity. This service is also instantaneous, ensuring you always have up-to-date information about your finances.
| Feature | Details |
|---|---|
| Availability | 24/7 |
| Cost | Free of charge |
| Internet Required | No |
| Accessibility | Works with any mobile phone |
| Types of Accounts Covered | Savings, Current, Overdraft, Cash Credit |
Registering Your Mobile Number
To use the Kerala Gramin Bank balance check number, your mobile number must be registered with the bank. If it’s not already registered, visit your branch and submit a request. Once your number is linked to your account, you can start using the missed call service.
Steps to Use Kerala Gramin Bank Balance Check Number
If you want to quickly know your account balance, the Kerala Gramin Bank balance check number is the simplest and most effective method. This missed call service ensures you have instant access to your financial details without the need for an internet connection or visiting a branch. Let’s explore the steps in detail.
Step 1: Ensure Your Mobile Number is Registered
Before using the balance check service, make sure your mobile number is registered with Kerala Gramin Bank. This is a mandatory requirement for the missed call service to function. If your number isn’t registered, visit your branch and submit a request to link your mobile number to your bank account. The process is quick, and once completed, you’ll receive a confirmation.
Step 2: Dial the Kerala Gramin Bank Balance Check Number
Using your registered mobile number, give a missed call to 9015800400. The service is free, and the call does not incur any charges. Make sure to dial the number from the mobile number linked to your bank account; otherwise, the service won’t work.
Step 3: Wait for the Call to Disconnect Automatically
After dialing, let the call ring for one or two rings before disconnecting. The system will automatically recognize your request and process it.
Step 4: Receive an SMS with Your Account Balance
Once the system processes your request, you’ll receive an SMS containing your account balance details. The message will be sent to your registered mobile number. This process is quick and ensures you have accurate and up-to-date information about your finances.
Step 5: Repeat Whenever Necessary
The Bank balance check number can be used as many times as needed. Whether you want to verify your balance after a transaction or just want to stay updated, this service is available 24/7 for your convenience.
Read Also: Aadhar Card Se Bank Balance Check: Complete Information
Digital Alternatives for Balance Enquiry
While the Kerala Gramin Bank balance check number is the easiest option, the bank also offers advanced digital tools for tech-savvy customers. The KGB mPay app and DiGi KGB app are excellent options for those who prefer smartphone-based banking. These apps offer additional features like fund transfers, mini statements, and account management.
Advantages of Digital Banking
Digital banking solutions like KGBNet and mobile apps allow users to perform multiple banking activities from the comfort of their homes. These services are secure, fast, and reliable, ensuring you have complete control over your finances.
Customer Care Support
If you encounter any issues while using the Bank balance check number or other services, the bank’s customer care team is always ready to assist. You can reach out to their support team at 0483-2733509 or via email at [email protected]. The team is well-trained to handle queries and resolve problems efficiently.
Conclusion
In conclusion, the Kerala Gramin Bank balance check number is a valuable tool for account holders who need quick and easy access to their financial information. Whether you’re using the missed call service, mobile apps, or internet banking, Kerala Gramin Bank ensures that you have a seamless banking experience. With its commitment to innovation and customer satisfaction, the bank continues to be a trusted financial partner for millions of people across Kerala.
