BOM Balance Check Number: How to Use It Effectively
Bank of Maharashtra, commonly referred to as BOM, is one of India’s leading public sector banks, offering a wide range of financial services. Among these, the BOM balance check number is a popular and convenient way for customers to access their account details without visiting a branch or ATM. In this blog, we will explore the various ways to check your account balance, the significance of the BOM balance check number, and how this simple service can help you manage your finances effectively.
Contents
- Why is the BOM Balance Check Number Important?
- How to Use the BOM Balance Check Number?
- Other Ways to Check Your BOM Balance
- Comparison of Balance Check Methods
- Benefits of Using the BOM Balance Check Number
- Why Regularly Checking Your Balance Matters
- How to Register Your Mobile Number for BOM Balance Check Services?
- Conclusion
Why is the BOM Balance Check Number Important?
Keeping track of your account balance is crucial for financial management. The BOM balance check number allows customers to instantly check their balance through their mobile phones. This service is simple, fast, and accessible, making it ideal for those who want to save time and avoid unnecessary trips to the bank. Whether you’re monitoring your spending, waiting for a salary credit, or reviewing recent transactions, this feature ensures you stay updated on your finances.
How to Use the BOM Balance Check Number?
The Bank of Maharashtra offers several methods for customers to check their balance. One of the easiest ways is through the BOM balance check number service. Here’s how you can use it:
Dial 9222281818 from your registered mobile number.
The call will disconnect automatically after a few rings.
You will receive an SMS containing your account balance information.
This method is free, 24/7, and doesn’t require an internet connection, making it highly accessible for all customers.
Read Also: Maharashtra Gramin Bank Balance Check Number Simplified
Other Ways to Check Your BOM Balance
Apart from the BOM balance check number, the Bank of Maharashtra provides multiple ways to access account information. These include SMS banking, internet banking, mobile apps, USSD codes, and ATM services.
SMS Banking
SMS banking is another convenient option. To check your balance, you can send an SMS in the format BAL <Account Number> to 9223181818. Ensure that your mobile number is registered with the bank to use this service.
Internet Banking
Bank of Maharashtra’s internet banking portal allows customers to check their balance online. After logging in with your credentials, navigate to the “Account Summary” section to view your balance and transaction details.
Maha Mobile App
The Maha Mobile app is available for both Android and iOS users. After downloading and registering the app, you can log in to access various banking services, including balance inquiries. This method is user-friendly and offers additional features like fund transfers and bill payments.
USSD Code
For customers without smartphones or internet access, the USSD code 9947# can be used to check the balance. Simply dial this code from your registered mobile number, follow the prompts, and your balance will appear on the screen.
ATM Services
You can also use your Bank of Maharashtra ATM card to check your balance. Visit any ATM, insert your card, enter your PIN, and select the “Balance Inquiry” option.
How to Download Account Statement
Using Internet Banking:
Log in to the Bank of Maharashtra’s official internet banking portal.
Navigate to the “Account Statement” section.
Select the desired date range and download the statement in PDF format.
Using Maha Mobile App:
Open the app and log in with your credentials.
Go to “Account Statement.”
Choose the required date range and request a detailed statement.
Using Email Request:
Dial 7287888887 from your registered mobile number to receive a 30-day e-statement in PDF format via email.
Comparison of Balance Check Methods
| Method | Requirement | Advantages | Availability |
|---|---|---|---|
| BOM Balance Check Number | Registered mobile number | Free, fast, and simple | 24/7 |
| SMS Banking | Registered mobile number and format | No internet required | 24/7 |
| Internet Banking | Internet access and login credentials | Detailed account overview | 24/7 |
| Maha Mobile App | Smartphone and internet connection | User-friendly with extra features | 24/7 |
| USSD Code | Registered mobile number | No smartphone required | 24/7 |
| ATM Services | ATM card and PIN | Provides mini statements | Branch/ATM hours only |
Benefits of Using the BOM Balance Check Number
The BOM balance check number offers several benefits, making it a preferred choice among customers. One of the main advantages is convenience. You can check your balance from anywhere, whether you are at home, work, or traveling. This service eliminates the need to visit a branch or ATM, saving both time and effort.
Another advantage is its accessibility. The service works on any mobile phone and doesn’t require an internet connection. This is particularly helpful for customers in rural areas where internet access may be limited. Additionally, the service is free of charge, making it a cost-effective option for all customers.
Read Also: Aadhar Card Se Bank Balance Check: Complete Information
Why Regularly Checking Your Balance Matters
Regularly checking your account balance is a good habit that helps you stay in control of your finances. With the BOM balance check number, you can monitor your income and expenses in real-time. This helps you avoid overdrafts, missed EMIs, or bounced cheques.
Timely balance checks also help in detecting unauthorized transactions or fraud. If you notice a discrepancy in your account, you can report it to the bank immediately and prevent further losses. Additionally, tracking your balance ensures that you’re aware of bank charges, service fees, or penalties that may affect your account.
How to Register Your Mobile Number for BOM Balance Check Services?
To use the BOM balance check number or any related service, your mobile number must be registered with the bank. If it isn’t, follow these steps:
Visit your nearest Bank of Maharashtra branch.
Fill out the mobile registration form with your account and contact details.
Submit the form and provide a valid ID for verification.
Once processed, you’ll receive a confirmation message, and your mobile number will be linked to your account.
Conclusion
The BOM balance check number is a game-changer for Bank of Maharashtra customers who want quick and easy access to their account information. It’s reliable, accessible, and free, making it an indispensable tool for effective financial management. By regularly checking your balance through this service, you can monitor your spending, avoid overdrafts, and detect any discrepancies early. Take full advantage of this feature and enjoy hassle-free banking with the Bank of Maharashtra.
