Baroda Gujarat Gramin Bank Balance Check Number
Baroda Gujarat Gramin Bank (BGGB) is a leading regional rural bank that provides a range of banking services tailored for rural and semi-urban populations. Among its many customer-centric features, BGGB offers a convenient balance check facility that allows customers to keep track of their account balances easily. If you’re searching for detailed information on the Baroda Gujarat Gramin Bank balance check number, this article will provide you with everything you need to know.
Contents
- What is Baroda Gujarat Gramin Bank?
- What is the Baroda Gujarat Gramin Bank Balance Check Number?
- How Does the Balance Check Facility Work?
- Other Methods to Check Bank Balance with Baroda Gujarat Gramin Bank
- Features of the Baroda Gujarat Gramin Bank Balance Check Number
- Requirements for Using the Balance Check Facility
- Additional Banking Options
- Comparison of BGGB Balance Check Methods
- Conclusion
What is Baroda Gujarat Gramin Bank?
Baroda Gujarat Gramin Bank is a trusted name in rural banking in Gujarat. It was established with the aim of offering banking solutions that cater to the needs of rural residents, farmers, small businesses, and the underserved. The bank operates under the sponsorship of the Bank of Baroda and combines innovation with simplicity to make banking easier for its customers.
In this article, we will focus on how customers can use the Baroda Gujarat Gramin Bank balance check number to stay updated with their account balances.
What is the Baroda Gujarat Gramin Bank Balance Check Number?
The Baroda Gujarat Gramin Bank balance check number is a facility that enables customers to get instant information about their account balance via a missed call. The number to dial is 7829977711, and it is designed to offer quick, hassle-free service. By simply giving a missed call from your registered mobile number, you can receive your account balance information via SMS.
This service is not only free of cost but also available 24/7, making it an excellent option for those who want to avoid visiting a branch or using internet banking. The service is especially useful for rural customers who may not have easy access to online banking facilities.
How Does the Balance Check Facility Work?
The Baroda Gujarat Gramin Bank balance check number is linked to your registered mobile number. To use the service, follow these simple steps:
Dial 7829977711 from your mobile phone.
The call will automatically disconnect after one ring, meaning you don’t incur any charges.
You will receive an SMS shortly after, containing the last four digits of your account number and the account balance.
This straightforward process makes banking simpler and more accessible for all customers.
Read Also: Maharashtra Gramin Bank Balance Check Number Simplified
Other Methods to Check Bank Balance with Baroda Gujarat Gramin Bank
Apart from using the Baroda Gujarat Gramin Bank balance check number, the bank offers several other convenient methods for customers to check their account balance. These methods cater to a wide range of preferences and technological capabilities, ensuring that every customer can access their account information with ease.
Mobile Banking App
The Baroda Gujarat Gramin Bank mobile banking app is a comprehensive tool for customers who prefer digital banking. With the app, users can not only check their account balance but also perform a variety of banking activities.
Steps to Check Balance Using the App:
Download and install the official mobile banking app from the Google Play Store or Apple App Store.
Log in using your registered mobile number and password or MPIN.
Navigate to the “Account Balance” section to view your current balance.
The mobile banking app is ideal for those with access to smartphones and internet connectivity. It also allows users to view mini-statements, transfer funds, and more.
Internet Banking
For customers who prefer using a desktop or laptop, internet banking is a reliable method to check account balances. This method offers detailed account information and is accessible from any device with internet access.
Steps to Check Balance Using Internet Banking:
Visit the official Baroda Gujarat Gramin Bank internet banking portal.
Log in using your User ID and password.
Go to the “Account Summary” section to view your balance and transaction details.
Internet banking provides more detailed account insights compared to other methods, making it a preferred choice for business owners and tech-savvy customers.
ATM Balance Inquiry
Customers can also use their Baroda Gujarat Gramin Bank debit card to check their balance at any ATM. This method is simple and accessible for those who may not have access to mobile or internet banking.
Steps to Check Balance at an ATM:
Insert your debit card into the ATM machine.
Enter your 4-digit PIN.
Select the “Balance Inquiry” option from the menu.
The machine will display your account balance on the screen.
ATMs are a convenient option for customers who prefer physical banking services and need cash withdrawals alongside a balance check.
Passbook Update
For traditional banking customers, the passbook remains an effective way to check account balances. By visiting the bank branch, customers can update their passbooks to get a record of all transactions and the latest balance.
Steps to Check Balance via Passbook:
Visit your nearest Baroda Gujarat Gramin Bank branch.
Submit your passbook to the counter for an update.
The updated passbook will reflect your account balance and transaction history.
Passbooks are particularly useful for rural customers who may not be comfortable with digital or online banking.
SMS Banking
SMS banking is another quick and reliable way to check your balance without requiring a smartphone or internet access. By sending a pre-defined SMS code to the bank’s dedicated number, you can receive your account balance via SMS.
How to Use SMS Banking:
Register your mobile number for SMS banking at your base branch.
Send the designated SMS code (e.g., “BAL<AccountNumber>”) to the bank’s official number.
You will receive an SMS with your account balance shortly.
This method is perfect for customers who need balance information on the go but don’t have access to the internet.
Customer Care Service
The Baroda Gujarat Gramin Bank customer care service is available for customers who prefer verbal communication or need additional assistance with their accounts.
How to Check Balance via Customer Care:
Call the bank’s customer care helpline number (available on the bank’s official website).
Verify your identity by providing account details and answering security questions.
Request your account balance, which the customer care executive will provide.
Customer care is particularly helpful for resolving account-related queries alongside balance inquiries.
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Email Banking
Although not as common as other methods, some customers opt for email banking to stay updated on their account balances. This service allows customers to request account statements and balances via email.
Steps to Use Email Banking:
Register your email address with the bank.
Send an email request for your account balance to the bank’s official email ID.
The bank will respond with your balance details.
This method is suitable for those who prefer written communication and require detailed account information.
Features of the Baroda Gujarat Gramin Bank Balance Check Number
The Baroda Gujarat Gramin Bank balance check number is designed with customer convenience in mind. Here are the key features:
Free of cost: Customers can check their balance without paying any charges.
24/7 availability: The service is operational round-the-clock.
Ease of use: No need for an internet connection or complicated steps.
Multiple accounts supported: Customers with multiple accounts linked to the same mobile number will receive the balance details for all accounts in a single SMS.
For rural and semi-urban customers, these features bring significant ease to daily banking needs.
Requirements for Using the Balance Check Facility
Before using the Baroda Gujarat Gramin Bank balance check number, ensure the following:
Mobile number registration: Your mobile number must be registered with the bank.
Eligible accounts: The service is available for savings accounts, current accounts, overdraft accounts, and cash credit accounts.
Domestic numbers only: This facility is only available for accounts with Indian mobile numbers. Customers with international numbers are not eligible.
If your mobile number is not registered, visit your base branch to update your contact details. Without a registered number, the balance check facility cannot be used.
Additional Banking Options
Baroda Gujarat Gramin Bank offers other digital banking options to complement the balance check facility. Customers can explore mobile banking, internet banking, and SMS alerts to enhance their banking experience. For those interested in exploring additional features, the bank also provides services such as:
Loan schemes for various purposes, including housing and education.
Missed call alerts for mini-statements and other account updates.
Aadhaar seeding for subsidy and government scheme benefits.
Comparison of BGGB Balance Check Methods
| Method | Cost | Availability | Internet Required | Features |
|---|---|---|---|---|
| Missed Call (7829977711) | Free | 24/7 | No | Quick balance updates via SMS. |
| Mobile Banking App | Free | 24/7 | Yes | Comprehensive banking services at your fingertips. |
| Internet Banking | Free | 24/7 | Yes | Detailed account information and transaction history. |
| ATM Balance Inquiry | As per bank charges | Bank hours | No | Physical visit required for balance check. |
Conclusion
The Baroda Gujarat Gramin Bank balance check number is a revolutionary step towards simplifying banking for rural and semi-urban customers. With its easy-to-use interface and 24/7 availability, it ensures that customers can access their account balance anytime, anywhere. Whether you’re a farmer, small business owner, or homemaker, this facility brings banking to your doorstep.
