Allahabad Bank Balance Check Number for Easy Enquiry
Checking your bank account balance is a basic but essential financial habit that ensures better control of your finances. If you are an account holder of Allahabad Bank, now merged with Indian Bank, you have access to several convenient methods to check your account balance. The introduction of the Allahabad Bank balance check number has made this process even simpler and more accessible for everyone. In this article, we will explore various methods to perform a balance enquiry and why staying updated with your account balance is important.
Contents
What is Allahabad Bank and Its Merger?
Allahabad Bank was one of the oldest public sector banks in India before its merger with Indian Bank on April 1, 2020. The amalgamation has brought numerous benefits to customers, such as enhanced digital services, a wider network of branches, and access to advanced banking solutions. Despite the merger, the methods for checking your account balance remain customer-friendly and accessible.
One of the most popular methods is using the Allahabad Bank balance check number, which allows you to check your account balance in seconds. This service ensures that you stay updated on your account’s financial status without the need to visit a branch or ATM.
Read Also: Maharashtra Gramin Bank Balance Check Number Simplified
What Is the Allahabad Bank Balance Check Number?
The Allahabad Bank balance check number is a toll-free number you can use to instantly receive your account balance details. You simply give a missed call from your registered mobile number, and the bank sends the balance details via SMS.
To use this service, dial 08108781085, 09289592895, or 09223150150 from your registered mobile number. The call disconnects automatically after one ring, and you will receive your balance information within seconds. This service is entirely free and can be used anytime, anywhere, making it a favorite choice for both urban and rural customers.
How to Use SMS Banking for Balance Check
Another convenient method to check your account balance is through SMS banking. By sending a simple text message to the designated number, you can access your balance information. All you need to do is send an SMS in the following format:
BALAVL <space> <account number> <space> <MPIN> to 9444394443.
This service is ideal for customers who prefer text-based communication or those who may not have access to internet banking or mobile apps.
Other Methods for Balance Enquiry
Apart from missed call and SMS services, Allahabad Bank offers several other convenient ways to check your account balance. These methods are designed to suit a wide range of customer preferences, ensuring easy access to account details.
Using Internet Banking
Internet banking is one of the most comprehensive ways to manage your account and check your balance.
Log in to your Indian Bank (post-merger) net banking portal using your credentials.
Navigate to the “Accounts” section.
Click on “Balance Enquiry” to view your current account balance.
This method is secure and allows you to monitor transactions and download statements as needed.
Mobile Banking App
The IndOASIS app by Indian Bank is a user-friendly platform that allows you to check your account balance anytime, anywhere.
Download the app from the Play Store or App Store.
Log in using your CIF number, registered mobile number, and MPIN.
Select the “Accounts” section to view your balance.
This app also provides features such as fund transfers, transaction history, and mini statements.
Passbook Updates
For customers who prefer traditional methods, updating the passbook remains a reliable option.
Visit the nearest Indian Bank branch.
Use the self-service passbook printing machine or request assistance from the bank staff.
The updated passbook will show your account balance along with a detailed list of recent transactions.
Visiting the Bank Branch
You can directly visit the bank branch to inquire about your account balance.
Approach the customer service desk.
Provide your account details or identification to request a balance check.
This method is especially useful for customers who are not familiar with digital services.
Using UPI Apps
UPI apps such as Google Pay, PhonePe, or Paytm provide a quick way to check your balance.
Open the UPI app linked to your Allahabad Bank account.
Log in and select the “Check Balance” option.
Enter your UPI PIN for verification, and your balance will be displayed on the screen.
This method is fast, secure, and accessible on smartphones.
ATM Machines
ATMs are a widely available method for balance enquiry.
Visit any ATM, including non-Allahabad Bank ATMs.
Insert your debit card and enter your PIN.
Select the “Balance Enquiry” option to view your account balance.
ATMs also allow you to print a mini statement for a record of recent transactions.
Email Alerts and Statements
Allahabad Bank customers can subscribe to email alerts for regular updates on account activity.
Register your email ID with the bank.
Opt for periodic email statements to receive details about your balance and transactions directly in your inbox.
This method ensures you stay informed without needing to log in to any portal.
Customer Care Helpline
Allahabad Bank provides a helpline number for balance enquiries and related queries.
Call the bank’s customer care center and follow the IVR instructions.
Speak to a representative to check your balance or resolve any issues.
How to Download Statement
Net Banking:
Log in to your net banking account.
Select the Account Statement option under “Accounts.”
Specify the date range and download the statement in PDF format.
Mobile App:
Open the IndOASIS app.
Go to the “Statements” section under “Accounts.”
Select the date range and download the PDF.
Branch Visit:
Visit the nearest Indian Bank branch (post-merger).
Request a printed statement from the bank representative.
Email Alerts:
Register for email alerts to receive periodic account statements directly to your email inbox.
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Why You Should Regularly Check Your Account Balance
Keeping track of your account balance is more than just a routine activity; it plays a critical role in managing your finances effectively. By checking your balance regularly through the Allahabad Bank balance check number or other methods, you can ensure you always have sufficient funds for emergencies, prevent overdrafts, and stay on top of your financial health.
Regular balance checks also help you detect unauthorized transactions or discrepancies in your account. In today’s digital world, where cyber fraud is a growing concern, monitoring your account balance can provide an extra layer of security.
Moreover, maintaining a healthy balance in your savings account earns you interest and reflects positively on your financial liquidity. Knowing your balance also helps you plan your expenses better and avoid penalties for falling below the minimum balance requirement.
A Comparison of Balance Check Methods
| Method | Cost | Time Required | Ease of Use |
|---|---|---|---|
| Missed Call Service | Free | Instant | Very Easy |
| SMS Banking | SMS charges may apply | Few Seconds | Easy |
| Net Banking | Free | A Few Minutes | Requires Internet Access |
| Mobile App (IndOASIS) | Free | A Few Minutes | User-Friendly Interface |
| Passbook Update | Free | Time-Consuming | Requires Visiting a Branch |
| ATM Balance Enquiry | ATM charges may apply | A Few Minutes | Easy, Requires Physical Access |
Each method has its own set of advantages, and customers can choose the one that best suits their preferences and requirements.
Conclusion
The Allahabad Bank balance check number is a highly convenient tool for customers who want quick access to their account balance. Along with other modern options like SMS banking, mobile apps, and net banking, it has simplified the banking experience for millions of customers.
Whether you prefer digital methods or traditional options like passbook updates, keeping track of your account balance is crucial for financial stability. Regular balance checks not only help you manage your expenses better but also ensure the security of your account.
